Get in touch with us today to learn more about how we can help with your mortgage plans.
Switch to the best mortgage rate in Ireland
Variable
3.75%
Ireland’s best variable mortgage rate
available today
Fixed
3.0%
Ireland’s best fixed mortgage rate
available today
Flex
3.01%
Ireland’s best flex mortgage rate
available today
Mortgage Switch Calculator
Use this calculator to see how much you can save by making the switch
We work with all major providers
Follow a few simple steps, and we’ll show you all viable options from all major providers
Disclaimer: Whilst every care has been made in the production of this web page, Hiney Financial Services t/a Park Financial Planning, SwitchMyMortgage, or any of its staff, cannot be held responsible for any omissions, errors or other mistakes made. This web page is for illustrative purposes only, so as to give you, the borrower, an overview of the potential cost of borrowing.
Frequently Asked Questions
We have all the answers for you
How to switch your mortgage?
Understand the terms and conditions of your existing mortgage, including the interest rate, repayment terms, and any penalties for early repayment.
At Park Financial we will then assess all your options to see how much you can save by switching.
What documents are required for switching mortgage?
- Proof of Income
- Bank Statements
- Proof of Identity
How much could I save by switching mortgage?
Contact us today and we will advise how much you can save by switching lender. We will go through a list of interest rates available from all the lenders to ensure you are getting the best rate on the market.
You can also try our Switching Calculator to see how much you can save.
Is there a penalty for switching mortgage?
Your lender may charge a breakage fee if you are still locked into a fixed rate. When assessing your current terms, you can contact your lender and they will be able to advise if there will be any breakage fee for switching mortgage.
How much does it cost to switch mortgage?
Broker – No Fee
Legal Fees – €1,000 to €1,500 (Depending on your solicitor)
Valuation fees €150 – €185 (Depending on the valuer)
Can I get cashback if I switch mortgage?
Some lenders now offer to pay a contribution to customers towards their switching fees and this payment normally covers the cost of switching lender. So, in many instances, switching lender will not cost you anything.
How long does it take to switch mortgage?
On average the process takes about 6 weeks. It is important your solicitor requests the deeds from your existing lender as soon as possible to avoid any delays.
