Get in touch with us today to learn more about how we can help with your mortgage plans.
Get a quote today
Before you start your Online Application, please contact us on 01 499 3000 to discuss your request.
Alternatively, you can email us on info@switchmymortgage.ie with details of your request and a broker will be in touch within 24 hours.
You can also fill in the online form below and someone from the SwitchMyMortgage team will get back to you very shortly.
Cashel Business Centre, Unit 13, Kimmage, Dublin 12, D12 A567
01 499 3000
info@SwitchMyMortgage.ie
Frequently Asked Questions
We have all the answers for you
How to switch your mortgage?
Understand the terms and conditions of your existing mortgage, including the interest rate, repayment terms, and any penalties for early repayment.
At Park Financial we will then assess all your options to see how much you can save by switching.
What documents are required for switching mortgage?
- Proof of Income
- Bank Statements
- Proof of Identity
How much could I save by switching mortgage?
Contact us today and we will advise how much you can save by switching lender. We will go through a list of interest rates available from all the lenders to ensure you are getting the best rate on the market.
You can also try our Switching Calculator to see how much you can save.
Is there a penalty for switching mortgage?
Your lender may charge a breakage fee if you are still locked into a fixed rate. When assessing your current terms, you can contact your lender and they will be able to advise if there will be any breakage fee for switching mortgage.
How much does it cost to switch mortgage?
Broker – No Fee
Legal Fees – €1,000 to €1,500 (Depending on your solicitor)
Valuation fees €150 – €185 (Depending on the valuer)
Can I get cashback if I switch mortgage?
Some lenders now offer to pay a contribution to customers towards their switching fees and this payment normally covers the cost of switching lender. So, in many instances, switching lender will not cost you anything.
How long does it take to switch mortgage?
On average the process takes about 6 weeks. It is important your solicitor requests the deeds from your existing lender as soon as possible to avoid any delays.
